investing calculators

Capital Gains Calculator

Calculate capital gains from investment

About this calculator

A capital gains calculator helps investors determine the profit or loss from selling investments like stocks, bonds, or real estate. This essential tool calculates the difference between your purchase price and selling price, factoring in associated costs and holding periods. Understanding your capital gains is crucial for tax planning, investment strategy decisions, and maximizing your portfolio returns while staying compliant with tax regulations.

How to use

Enter your original purchase price and selling price of the investment. Add any transaction costs like brokerage fees or commissions. Specify the holding period to determine if gains qualify as short-term or long-term. The calculator will instantly compute your capital gain or loss and potential tax implications.

Frequently asked questions

What's the difference between short-term and long-term capital gains?

Short-term gains (held less than one year) are taxed as ordinary income, while long-term gains receive preferential tax rates.

Do I need to include transaction fees in my calculation?

Yes, transaction fees, commissions, and other selling costs can be deducted to reduce your taxable capital gains.

How are capital losses treated for tax purposes?

Capital losses can offset capital gains and up to $3,000 of ordinary income annually, with unused losses carried forward.