real estate calculators

Cap Rate Calculator

Calculate capitalization rate for investment properties

About this calculator

The Cap Rate Calculator helps real estate investors determine the capitalization rate of investment properties by comparing annual rental income to property value. This essential metric allows investors to evaluate property profitability, compare different investment opportunities, and make informed decisions about buying or selling real estate. A higher cap rate typically indicates better cash flow potential, while lower rates may suggest appreciation-focused investments in prime locations.

How to use

Enter your property's annual net operating income (rental income minus operating expenses) and the current market value or purchase price of the property. The calculator will instantly compute your capitalization rate as a percentage, showing you the annual return on your real estate investment.

Frequently asked questions

What is a good cap rate for investment properties?

Generally, cap rates between 4-10% are common, with 6-8% considered reasonable. Higher rates indicate better cash flow but potentially higher risk or less desirable locations.

How do I calculate net operating income?

Subtract all operating expenses (taxes, insurance, maintenance, management fees, utilities) from your gross rental income. Don't include mortgage payments or depreciation in operating expenses.

Should I use purchase price or current market value?

Use purchase price to evaluate your actual investment return, or current market value to assess whether you should hold or sell the property.