Property Cash Flow Calculator
Calculate monthly cash flow from rental property
About this calculator
The Property Cash Flow Calculator helps real estate investors determine the monthly net cash flow from rental properties by analyzing income versus expenses. This essential tool calculates whether a property will generate positive or negative cash flow, enabling informed investment decisions. By factoring in rental income, mortgage payments, taxes, insurance, maintenance costs, and other expenses, investors can evaluate profitability and compare different investment opportunities before purchasing.
How to use
Enter your monthly rental income, then input all monthly expenses including mortgage payment, property taxes, insurance, maintenance, and management fees. The calculator will automatically subtract total expenses from rental income to show your net monthly cash flow, indicating whether the property generates profit or requires additional investment.
Frequently asked questions
What expenses should I include in the calculation?
Include mortgage payments, property taxes, insurance, maintenance, repairs, property management fees, vacancy allowance, and any HOA fees or utilities you cover.
What is considered good cash flow for rental property?
Positive cash flow is ideal, with many investors targeting $100-300 per month per property, though this varies by market and investment strategy.
Should I include vacancy rates in my cash flow calculation?
Yes, factor in 5-10% vacancy rate by reducing rental income accordingly, as properties typically experience some vacancy between tenants.