For anyone with 10+ years until retirement
Retirement planning toolkit
Retirement math has a nasty property — small differences in savings rate compound into large differences in outcome over 30+ years. These calcs let you see the compounding, stress-test different retirement ages, and pressure-test the withdrawal side that most retirement calculators skip.
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Retirement Savings Calculator
Project current savings + monthly contributions forward to your target retirement age.
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401(k) Calculator
Employer match alone can double your effective contribution. Verify you're not leaving free money on the table.
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FIRE Early Retirement Calculator
The FIRE (Financial Independence, Retire Early) number = annual expenses × 25. See how far off you are and how many years the gap closes at your savings rate.
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Social Security Break-Even Calculator
When to claim isn't obvious — early = smaller monthly but more years; full = larger monthly but fewer. This tells you the crossover age for your specific benefits.
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Retirement Withdrawal Calculator
The saved-enough test. Model the 4% rule against actual portfolio return and inflation to see how long the money holds up.
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Save your progress
Each calculator remembers your last inputs on your device, so you can leave and come back to any of these without losing your numbers. Every step also has a Share this calculation button that copies a link with your inputs baked in — useful for talking things through with a partner or advisor.