For parents 5-18 years out from their kid starting college
College savings plan toolkit
College costs have outpaced wage growth for 30+ years — the sticker-shock number your kid will face is not your number. These calcs project both sides: what you save vs what it will cost, and what borrowing looks like if the savings side falls short.
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College Cost Calculator
Project future tuition using today's cost and historical inflation. The 18-year number is usually 2-3× today's sticker.
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College Savings Calculator (529 Plan)
What monthly contribution to a 529 gets you to that number. Compound growth does most of the work if you start early.
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529 Education Savings Calculator
Model different 529 return assumptions and starting ages side by side to see the cost of waiting.
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Student Loan Payment Calculator
If savings won't fully cover it, this is the monthly payment on whatever gap gets financed. Compare to the graduate's realistic starting salary.
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Student Loan Payoff Calculator
Once loans exist, this shows the total interest cost over the standard 10-year plan vs an accelerated one.
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Save your progress
Each calculator remembers your last inputs on your device, so you can leave and come back to any of these without losing your numbers. Every step also has a Share this calculation button that copies a link with your inputs baked in — useful for talking things through with a partner or advisor.