For freelancers, contractors, and 1099 workers
Freelancer & self-employed tax toolkit
Working for yourself means the tax side is on you — no employer withholding, quarterly estimated payments due four times a year, and self-employment tax on top of income tax. These calcs get you to a defensible number for each.
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Self-Employment Tax Calculator
The 15.3% surprise most first-year freelancers get hit with. This is on top of income tax, not instead of it.
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1099 Tax Calculator
Roll self-employment + federal income into one number so you can see the real tax rate on 1099 income vs a W-2 equivalent.
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Quarterly Estimated Tax Calculator
Quarterly estimated payments are due Apr 15, Jun 15, Sep 15, Jan 15. Miss them and the underpayment penalty kicks in even if you settle up in April.
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Freelance Hourly Rate Calculator
Work backwards from take-home. A $75/hr rate is not $75 in your pocket — this shows what to charge to hit a target after tax + business expenses.
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Save your progress
Each calculator remembers your last inputs on your device, so you can leave and come back to any of these without losing your numbers. Every step also has a Share this calculation button that copies a link with your inputs baked in — useful for talking things through with a partner or advisor.