Staking Rewards Calculator
Estimate how many tokens you will earn by staking your cryptocurrency for a chosen period based on the annual yield. Useful for comparing staking returns across different protocols or planning passive income strategies.
About this calculator
Staking rewards are earned by locking cryptocurrency in a proof-of-stake network to support its operations. This calculator uses the formula: Rewards = stakingAmount × (annualYield / 100) × (stakingPeriod / 365). The annualYield is the APY or APR offered by the staking protocol, expressed as a percentage. Dividing by 100 converts it to a decimal, and multiplying by stakingPeriod / 365 prorates the annual rate to your chosen time window. Note that this formula calculates simple interest; many protocols compound rewards continuously or daily, which would yield slightly higher returns. The result is expressed in the same units as your staking amount (e.g., tokens), so multiply by the token's current price to get a dollar value.
How to use
Suppose you stake 1,000 SOL tokens at an annual yield of 6.5% for 90 days. Enter: Staking Amount = 1,000, Annual Yield = 6.5%, Staking Period = 90 days. Rewards = 1,000 × (6.5 / 100) × (90 / 365) = 1,000 × 0.065 × 0.2466 = 16.03 SOL. If SOL is trading at $150, your 90-day staking reward is worth approximately $2,404. This helps you compare staking returns against other yield strategies like lending or liquidity provision.
Frequently asked questions
How are cryptocurrency staking rewards calculated?
Staking rewards are calculated based on your staked amount, the annual percentage yield (APY or APR) offered by the network, and the duration of staking. The basic formula is: Rewards = stakingAmount × (annualYield / 100) × (stakingPeriod / 365). This gives a simple interest estimate. Protocols that compound rewards — automatically reinvesting earnings — will produce higher returns over time. Always check whether a protocol quotes APY (compounded) or APR (simple) to compare offers accurately.
What is the difference between APY and APR in crypto staking?
APR (Annual Percentage Rate) is the simple interest rate earned over a year without compounding. APY (Annual Percentage Yield) accounts for compounding — reinvesting rewards back into the stake so that you earn returns on your returns. For example, a 10% APR compounded monthly becomes approximately 10.47% APY. When comparing staking protocols, look for whether they report APR or APY, as protocols advertising APY will appear more attractive even if the underlying rate is the same as a competitor quoting APR.
Is crypto staking worth it compared to other passive income strategies?
Staking can be an excellent passive income strategy if you plan to hold the cryptocurrency long term regardless, as the staking rewards add return without additional risk from buying more. Typical staking yields range from 3% to 20% annually depending on the network, which compares favorably to traditional savings accounts. However, the biggest risk is price volatility — your staking rewards in dollar terms can be wiped out by a significant price drop in the token. Staking locked tokens also means you may not be able to sell quickly during a price decline, so liquidity constraints are an important consideration.