Crypto Staking Rewards Calculator
Estimate the rewards you earn by staking cryptocurrency over a set period. Enter your staked amount, APY, and duration to see projected earnings in USD.
About this calculator
Crypto staking rewards are calculated using a simple interest model scaled to the portion of the year you stake. The formula is: Rewards = stakedAmount × (apyRate / 100) × (stakingPeriod / 365). APY (Annual Percentage Yield) represents the yearly return rate offered by a proof-of-stake network or exchange. Dividing the staking period by 365 converts days into a fraction of a year, letting you calculate earnings for any duration. Note that this formula assumes simple interest — it does not compound rewards automatically. For compounding scenarios, rewards would need to be reinvested periodically, which increases effective yield beyond the base APY figure.
How to use
Suppose you stake $5,000 worth of ETH at an APY of 4.5% for 180 days. Plug into the formula: Rewards = 5000 × (4.5 / 100) × (180 / 365). First, convert APY: 4.5 / 100 = 0.045. Then compute the time fraction: 180 / 365 ≈ 0.4932. Finally: 5000 × 0.045 × 0.4932 ≈ $110.96. So after 180 days, you would earn approximately $110.96 in staking rewards on a $5,000 position at 4.5% APY.
Frequently asked questions
How are cryptocurrency staking rewards calculated over a partial year?
Staking rewards for a partial year are calculated by multiplying your staked amount by the APY rate and then scaling by the fraction of the year you stake. The formula is: Rewards = stakedAmount × (apyRate / 100) × (stakingPeriod / 365). For example, staking for 90 days means you multiply by 90/365 ≈ 0.247. This gives you a proportional share of the annual yield rather than the full yearly return. It's a straightforward approach that works well for planning short- to medium-term staking positions.
What is APY and how does it differ from APR in staking?
APY (Annual Percentage Yield) accounts for the effect of compounding interest over a year, while APR (Annual Percentage Rate) does not. In staking, APY is the more commonly advertised figure because it reflects reinvested rewards. If you manually compound your staking rewards by restaking them frequently, your effective yield approaches the advertised APY. Without compounding, your actual return is closer to APR. Always check whether a platform quotes APY or APR to avoid overestimating your earnings.
When should I use a staking rewards calculator instead of trusting the exchange estimate?
Exchange estimates are often based on current network conditions and can change daily, making them unreliable for planning. A staking rewards calculator lets you model specific scenarios — different amounts, rates, and time horizons — on your own terms. It's especially useful when comparing staking options across multiple platforms with different APYs. You can also use it to set realistic earnings expectations before locking up funds. For long-term financial planning, running your own calculation ensures you understand the assumptions behind the numbers.