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College Savings (529) Calculator

Estimate the monthly contribution needed to fully fund four years of college using a 529 plan, factoring in your child's age, education inflation, investment returns, and your current balance.

Child's Current Age (years)

Current Annual College Cost ($)

Education Inflation Rate

Expected Annual Return (%)

Current 529 Balance ($)

Fill in the required fields to see your result.

Budgeting

College Savings Calculator (529 Plan)

Estimate the monthly savings contribution needed to fund your child's college education through a 529 plan. Use this when starting or adjusting a college savings strategy based on your child's current age, expected costs, and existing savings.

Child's Current Age (years)

Current Annual College Cost ($)

Education Inflation Rate (%)

Expected Investment Return (%)

Current College Savings ($)

Desired Coverage

Fill in the required fields to see your result.

Key differences

	College Savings (529) Calculator	College Savings Calculator (529 Plan)
Category	Budgeting	Budgeting
Inputs required	5	6
Result	Monthly Savings Needed ($)	Monthly Savings Needed ($)
What it does	Estimate the monthly contribution needed to fully fund four years of college using a 529 plan, factoring in your child's age, education inflation, investment returns, and your current balance.	Estimate the monthly savings contribution needed to fund your child's college education through a 529 plan. Use this when starting or adjusting a college savings strategy based on your child's current age, expected costs, and existing savings.