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Both calculators run independently — change the inputs on either side to compare results.

Retirement Contribution Optimizer

Calculate how much to contribute to your 401(k), IRA, and other retirement accounts each year. Use it when optimizing savings to capture your full employer match and stay within IRS limits.

Annual Gross Income ($)

Employer Match Rate (%)

Available for Retirement ($/month)

Fill in the required fields to see your result.

Budgeting

College Savings (529) Calculator

Estimate the monthly contribution needed to fully fund four years of college using a 529 plan, factoring in your child's age, education inflation, investment returns, and your current balance.

Child's Current Age (years)

Current Annual College Cost ($)

Education Inflation Rate

Expected Annual Return (%)

Current 529 Balance ($)

Fill in the required fields to see your result.

Key differences

	Retirement Contribution Optimizer	College Savings (529) Calculator
Category	Budgeting	Budgeting
Inputs required	3	5
Result	Optimal Annual Contribution ($)	Monthly Savings Needed ($)
What it does	Calculate how much to contribute to your 401(k), IRA, and other retirement accounts each year. Use it when optimizing savings to capture your full employer match and stay within IRS limits.	Estimate the monthly contribution needed to fully fund four years of college using a 529 plan, factoring in your child's age, education inflation, investment returns, and your current balance.