Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Balance Transfer Calculator

See how much you can save by moving high-interest credit card debt to a card with a lower or 0% promotional APR. Factors in the transfer fee so you get a true net savings figure.

Current Balance ($)

Current Card APR (%)

Balance Transfer APR (%)

Promotional Period

Balance Transfer Fee (%)

Fill in the required fields to see your result.

Debt

Balance Transfer Calculator

Find out how much interest you can save by moving high-APR credit card debt to a 0% promotional offer. Accounts for transfer fees, promo period length, and your monthly payment.

Current Credit Card Balance ($)

Current APR (%)

Balance Transfer Fee (%)

Promotional APR (%)

Promotional Period

Monthly Payment Amount ($)

Fill in the required fields to see your result.

Key differences

	Balance Transfer Calculator	Balance Transfer Calculator
Category	Debt	Debt
Inputs required	5	6
Result	Interest Savings ($)	Total Interest Savings ($)
What it does	See how much you can save by moving high-interest credit card debt to a card with a lower or 0% promotional APR. Factors in the transfer fee so you get a true net savings figure.	Find out how much interest you can save by moving high-APR credit card debt to a 0% promotional offer. Accounts for transfer fees, promo period length, and your monthly payment.