Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Balance Transfer Calculator

See how much you can save by moving high-interest credit card debt to a card with a lower or 0% promotional APR. Factors in the transfer fee so you get a true net savings figure.

Current Balance ($)

Current Card APR (%)

Balance Transfer APR (%)

Promotional Period

Balance Transfer Fee (%)

Fill in the required fields to see your result.

Debt

Loan Amortization Calculator

Compute your fixed monthly loan payment and generate a full amortization schedule showing how each payment splits between principal and interest over the life of the loan.

Loan Amount ($)

Annual Interest Rate (%)

Loan Term (years)

Extra Principal Payment ($) (optional)

Payment Frequency

Fill in the required fields to see your result.

Key differences

	Balance Transfer Calculator	Loan Amortization Calculator
Category	Debt	Debt
Inputs required	5	5
Result	Interest Savings ($)	Payment Amount ($)
What it does	See how much you can save by moving high-interest credit card debt to a card with a lower or 0% promotional APR. Factors in the transfer fee so you get a true net savings figure.	Compute your fixed monthly loan payment and generate a full amortization schedule showing how each payment splits between principal and interest over the life of the loan.