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Both calculators run independently — change the inputs on either side to compare results.

Balance Transfer Calculator

Find out how much interest you can save by moving high-APR credit card debt to a 0% promotional offer. Accounts for transfer fees, promo period length, and your monthly payment.

Current Credit Card Balance ($)

Current APR (%)

Balance Transfer Fee (%)

Promotional APR (%)

Promotional Period

Monthly Payment Amount ($)

Fill in the required fields to see your result.

Debt

Loan Amortization Calculator

Compute your fixed monthly loan payment and generate a full amortization schedule showing how each payment splits between principal and interest over the life of the loan.

Loan Amount ($)

Annual Interest Rate (%)

Loan Term (years)

Extra Principal Payment ($) (optional)

Payment Frequency

Fill in the required fields to see your result.

Key differences

	Balance Transfer Calculator	Loan Amortization Calculator
Category	Debt	Debt
Inputs required	6	5
Result	Total Interest Savings ($)	Payment Amount ($)
What it does	Find out how much interest you can save by moving high-APR credit card debt to a 0% promotional offer. Accounts for transfer fees, promo period length, and your monthly payment.	Compute your fixed monthly loan payment and generate a full amortization schedule showing how each payment splits between principal and interest over the life of the loan.