Compare calculators
Both calculators run independently β change the inputs on either side to compare results.
Debt
Debt Affordability Calculator
Calculate the maximum loan amount you can responsibly afford based on your income, existing debts, and the 36% debt-to-income rule. Useful before applying for a mortgage, car loan, or personal loan.
Fill in the required fields to see your result.
Debt
Debt Consolidation Calculator
Estimate the monthly savings from consolidating existing debts into a single fixed-rate loan. Computes the difference between your current total monthly payment and the new amortising payment on a consolidation loan at a given rate and term.
Fill in the required fields to see your result.
Key differences
| Debt Affordability Calculator | Debt Consolidation Calculator | |
|---|---|---|
| Category | Debt | Debt |
| Inputs required | 4 | 4 |
| Result | Maximum Affordable Loan ($) | Monthly Savings ($) |
| What it does | Calculate the maximum loan amount you can responsibly afford based on your income, existing debts, and the 36% debt-to-income rule. Useful before applying for a mortgage, car loan, or personal loan. | Estimate the monthly savings from consolidating existing debts into a single fixed-rate loan. Computes the difference between your current total monthly payment and the new amortising payment on a consolidation loan at a given rate and term. |