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Both calculators run independently — change the inputs on either side to compare results.

Cost-Benefit Analysis Calculator

Evaluate whether a project is financially worthwhile by computing its Net Present Value (NPV) and benefit-cost ratio. Ideal for public policy, capital investment, and infrastructure project decisions.

Initial Costs ($)

Annual Benefits ($)

Annual Operating Costs ($)

Project Life (years)

Discount Rate (%)

Fill in the required fields to see your result.

Economics

Debt-to-Income Ratio Calculator

Calculate your debt-to-income (DTI) ratio to see how lenders view your borrowing capacity. Use it before applying for a mortgage, auto loan, or any credit product to check whether you meet qualification thresholds.

Total Monthly Debt Payments ($)

Gross Monthly Income ($)

Proposed New Payment ($)

Fill in the required fields to see your result.

Key differences

	Cost-Benefit Analysis Calculator	Debt-to-Income Ratio Calculator
Category	Economics	Economics
Inputs required	5	3
Result	Net Present Value ($)	Debt-to-Income Ratio (%)
What it does	Evaluate whether a project is financially worthwhile by computing its Net Present Value (NPV) and benefit-cost ratio. Ideal for public policy, capital investment, and infrastructure project decisions.	Calculate your debt-to-income (DTI) ratio to see how lenders view your borrowing capacity. Use it before applying for a mortgage, auto loan, or any credit product to check whether you meet qualification thresholds.