Compare calculators
Both calculators run independently β change the inputs on either side to compare results.
Financial
CD Calculator (Certificate of Deposit)
Compute the maturity value and interest earned on a bank certificate of deposit (CD), given deposit amount, APY, compounding frequency, and term.
Fill in the required fields to see your result.
Financial
Effective Annual Rate (EAR) Calculator
Convert a stated nominal interest rate into the true annual rate once compounding is included. Use it to compare loans or savings accounts that compound at different frequencies.
Fill in the required fields to see your result.
Key differences
| CD Calculator (Certificate of Deposit) | Effective Annual Rate (EAR) Calculator | |
|---|---|---|
| Category | Financial | Financial |
| Inputs required | 3 | 2 |
| Result | Maturity value (USD) | Effective Annual Rate (%) |
| What it does | Compute the maturity value and interest earned on a bank certificate of deposit (CD), given deposit amount, APY, compounding frequency, and term. | Convert a stated nominal interest rate into the true annual rate once compounding is included. Use it to compare loans or savings accounts that compound at different frequencies. |