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Financial

Simple Interest Calculator

Compute interest on a principal amount using the simple interest formula I = P × r × t. Useful for short-term loans, government bonds, and settlement estimates.

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Economics

Compound Interest Calculator

Project the future value of a lump-sum investment when interest is reinvested each year using A = P · (1 + r)ᵗ. The simplest compounding model — assumes annual compounding, a constant rate, and no additional contributions or withdrawals.

Fill in the required fields to see your result.

Key differences

Simple Interest CalculatorCompound Interest Calculator
CategoryFinancialEconomics
Inputs required33
ResultInterest Earned (USD)Final Amount ($)
What it doesCompute interest on a principal amount using the simple interest formula I = P × r × t. Useful for short-term loans, government bonds, and settlement estimates.Project the future value of a lump-sum investment when interest is reinvested each year using A = P · (1 + r)ᵗ. The simplest compounding model — assumes annual compounding, a constant rate, and no additional contributions or withdrawals.
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