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Both calculators run independently β€” change the inputs on either side to compare results.

Insurance

Health Insurance Deductible Calculator

Calculates your out-of-pocket cost for a given level of medical expenses, accounting for annual deductible and coinsurance rate. Use it during open enrollment to compare plan tiers or to budget for a planned procedure.

Fill in the required fields to see your result.
Insurance

Health Insurance Subsidy Calculator

Calculate your ACA Marketplace premium tax credit to see how much the federal government will subsidize your health insurance. Useful during Open Enrollment or after an income change.

Fill in the required fields to see your result.

Key differences

Health Insurance Deductible CalculatorHealth Insurance Subsidy Calculator
CategoryInsuranceInsurance
Inputs required33
ResultYour Out-of-Pocket Cost ($)Annual Premium Tax Credit ($)
What it doesCalculates your out-of-pocket cost for a given level of medical expenses, accounting for annual deductible and coinsurance rate. Use it during open enrollment to compare plan tiers or to budget for a planned procedure.Calculate your ACA Marketplace premium tax credit to see how much the federal government will subsidize your health insurance. Useful during Open Enrollment or after an income change.