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Both calculators run independently β€” change the inputs on either side to compare results.

Insurance

Health Insurance Deductible Calculator

Calculates your out-of-pocket cost for a given level of medical expenses, accounting for annual deductible and coinsurance rate. Use it during open enrollment to compare plan tiers or to budget for a planned procedure.

Fill in the required fields to see your result.
Insurance

Insurance Deductible Savings Calculator

Calculate the true annual cost of raising your insurance deductible, weighing premium savings against the extra out-of-pocket expense when you file a claim. Use this before changing your deductible at renewal.

Fill in the required fields to see your result.

Key differences

Health Insurance Deductible CalculatorInsurance Deductible Savings Calculator
CategoryInsuranceInsurance
Inputs required34
ResultYour Out-of-Pocket Cost ($)Annual Savings ($)
What it doesCalculates your out-of-pocket cost for a given level of medical expenses, accounting for annual deductible and coinsurance rate. Use it during open enrollment to compare plan tiers or to budget for a planned procedure.Calculate the true annual cost of raising your insurance deductible, weighing premium savings against the extra out-of-pocket expense when you file a claim. Use this before changing your deductible at renewal.