Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Health Insurance Subsidy Calculator

Calculate your ACA Marketplace premium tax credit to see how much the federal government will subsidize your health insurance. Useful during Open Enrollment or after an income change.

Annual Household Income ($)

Household Size

Benchmark Plan Premium ($/month)

Fill in the required fields to see your result.

Insurance

Health Insurance Deductible Optimizer

Compare total annual out-of-pocket costs between a low-deductible and high-deductible health plan based on your expected medical spending. Use this during open enrollment to find the plan that saves you the most money.

Low Deductible Monthly Premium ($)

Low Deductible Amount ($)

High Deductible Monthly Premium ($)

High Deductible Amount ($)

Expected Annual Medical Costs ($)

Fill in the required fields to see your result.

Key differences

	Health Insurance Subsidy Calculator	Health Insurance Deductible Optimizer
Category	Insurance	Insurance
Inputs required	3	5
Result	Annual Premium Tax Credit ($)	Optimal Total Annual Cost ($)
What it does	Calculate your ACA Marketplace premium tax credit to see how much the federal government will subsidize your health insurance. Useful during Open Enrollment or after an income change.	Compare total annual out-of-pocket costs between a low-deductible and high-deductible health plan based on your expected medical spending. Use this during open enrollment to find the plan that saves you the most money.