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Both calculators run independently — change the inputs on either side to compare results.

Dollar Cost Averaging Calculator

Estimate the future value of a dollar-cost-averaging (DCA) strategy where you invest a fixed monthly amount over a chosen period, given an assumed average annual return and a volatility multiplier. Use it to project the outcome of regular index-fund contributions or to compare DCA against a lump-sum alternative.

Monthly Investment Amount ($)

Investment Period (months)

Average Monthly Return (%)

Return Volatility

Fill in the required fields to see your result.

Economics

Present Value Calculator

Discount a future cash amount back to today's value using PV = FV / (1 + r)ᵗ. The foundation of every cash-flow valuation in finance — bonds, equities, projects, real estate, insurance, and any decision that trades current money against future money.

Future Value ($)

Discount Rate (%)

Number of Periods (years)

Fill in the required fields to see your result.

Key differences

	Dollar Cost Averaging Calculator	Present Value Calculator
Category	Investing	Economics
Inputs required	4	3
Result	Estimated Portfolio Value ($)	Present Value ($)
What it does	Estimate the future value of a dollar-cost-averaging (DCA) strategy where you invest a fixed monthly amount over a chosen period, given an assumed average annual return and a volatility multiplier. Use it to project the outcome of regular index-fund contributions or to compare DCA against a lump-sum alternative.	Discount a future cash amount back to today's value using PV = FV / (1 + r)ᵗ. The foundation of every cash-flow valuation in finance — bonds, equities, projects, real estate, insurance, and any decision that trades current money against future money.