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Both calculators run independently — change the inputs on either side to compare results.

Roth IRA Calculator

Project your Roth IRA's tax-free balance at retirement by combining your existing savings with years of annual contributions compounding at your expected return. Use it to see how much tax-free income you can generate after age 59½.

Current Age (years)

Retirement Age (years)

Current Roth IRA Balance ($)

Annual Contribution ($)

Expected Annual Return (%)

Income Level

Fill in the required fields to see your result.

Investing

Real Return Calculator

Find out what your investment actually earned after accounting for inflation using the Fisher equation. Essential for retirees and long-term investors who need to know whether their portfolio is truly growing in purchasing power.

Nominal Return (%)

Inflation Rate (%)

Fill in the required fields to see your result.

Key differences

	Roth IRA Calculator	Real Return Calculator
Category	Investing	Investing
Inputs required	6	2
Result	Tax-Free Retirement Balance ($)	Real Return (%)
What it does	Project your Roth IRA's tax-free balance at retirement by combining your existing savings with years of annual contributions compounding at your expected return. Use it to see how much tax-free income you can generate after age 59½.	Find out what your investment actually earned after accounting for inflation using the Fisher equation. Essential for retirees and long-term investors who need to know whether their portfolio is truly growing in purchasing power.