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Both calculators run independently — change the inputs on either side to compare results.

Investment Property Cash Flow Calculator

Determine the monthly cash flow of a rental property after accounting for mortgage payments, vacancy losses, and operating expenses. Use it to evaluate whether a potential investment property will generate positive returns.

Purchase Price ($)

Down Payment ($)

Investment Property Rate (%)

Monthly Rental Income ($)

Monthly Expenses (Tax, Insurance, Maintenance) ($)

Vacancy Rate

Fill in the required fields to see your result.

Mortgage Advanced

Mortgage Refinance Break-Even Calculator

Find the exact number of months until your monthly interest savings recover the upfront costs of refinancing. Use this whenever you receive a rate offer lower than your current mortgage rate.

Current Mortgage Balance ($)

Current Interest Rate (%)

New Interest Rate (%)

Total Refinancing Costs ($)

Fill in the required fields to see your result.

Key differences

	Investment Property Cash Flow Calculator	Mortgage Refinance Break-Even Calculator
Category	Mortgage Advanced	Mortgage Advanced
Inputs required	6	4
Result	Monthly Cash Flow ($)	Break-Even Time (months)
What it does	Determine the monthly cash flow of a rental property after accounting for mortgage payments, vacancy losses, and operating expenses. Use it to evaluate whether a potential investment property will generate positive returns.	Find the exact number of months until your monthly interest savings recover the upfront costs of refinancing. Use this whenever you receive a rate offer lower than your current mortgage rate.