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Mortgage Advanced

PMI Removal Calculator

Find out when your loan-to-value ratio will drop below 80% (or 78% for automatic cancellation) so you can stop paying private mortgage insurance. Use this to plan a timeline or decide whether to make a lump-sum payment to accelerate PMI removal.

Fill in the required fields to see your result.
Mortgage Advanced

PMI Removal Calculator

Find out your current loan-to-value (LTV) ratio and determine whether you're eligible to cancel private mortgage insurance (PMI). Essential for homeowners who want to stop paying unnecessary insurance premiums.

Fill in the required fields to see your result.

Key differences

PMI Removal CalculatorPMI Removal Calculator
CategoryMortgage AdvancedMortgage Advanced
Inputs required52
ResultMonths Until PMI Removal (months)Current Loan-to-Value Ratio (%)
What it doesFind out when your loan-to-value ratio will drop below 80% (or 78% for automatic cancellation) so you can stop paying private mortgage insurance. Use this to plan a timeline or decide whether to make a lump-sum payment to accelerate PMI removal.Find out your current loan-to-value (LTV) ratio and determine whether you're eligible to cancel private mortgage insurance (PMI). Essential for homeowners who want to stop paying unnecessary insurance premiums.