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Real Estate Break-Even Analysis

Calculates what percentage of gross rental income is consumed by debt service and operating expenses. Lenders and investors use it to gauge how much vacancy a property can absorb before cash flow turns negative.

Monthly Rental Income ($)

Monthly Mortgage Payment ($)

Monthly Operating Expenses ($)

Vacancy Allowance

Maintenance Reserve ($)

Fill in the required fields to see your result.

Real Estate

Capitalization Rate Calculator

Calculate the capitalization rate — annual net operating income divided by property value — to gauge an income property's unlevered return. Use it for apples-to-apples comparison of commercial and multifamily properties independent of how they are financed.

Annual Net Operating Income ($)

Property Value ($)

Fill in the required fields to see your result.

Key differences

	Real Estate Break-Even Analysis	Capitalization Rate Calculator
Category	Real Estate	Real Estate
Inputs required	5	2
Result	Monthly Cash Flow ($)	Cap Rate (%)
What it does	Calculates what percentage of gross rental income is consumed by debt service and operating expenses. Lenders and investors use it to gauge how much vacancy a property can absorb before cash flow turns negative.	Calculate the capitalization rate — annual net operating income divided by property value — to gauge an income property's unlevered return. Use it for apples-to-apples comparison of commercial and multifamily properties independent of how they are financed.