Compare calculators
Both calculators run independently — change the inputs on either side to compare results.
Real Estate
Capitalization Rate Calculator
Calculate the capitalization rate — annual net operating income divided by property value — to gauge an income property's unlevered return. Use it for apples-to-apples comparison of commercial and multifamily properties independent of how they are financed.
Fill in the required fields to see your result.
Real Estate Advanced
Debt Service Coverage Ratio Calculator
Computes the Debt Service Coverage Ratio (DSCR) to show whether a commercial property's income can cover its loan payments. Lenders use this ratio to approve or deny commercial mortgage applications.
Fill in the required fields to see your result.
Key differences
| Capitalization Rate Calculator | Debt Service Coverage Ratio Calculator | |
|---|---|---|
| Category | Real Estate | Real Estate Advanced |
| Inputs required | 2 | 4 |
| Result | Cap Rate (%) | Debt Service Coverage Ratio (x) |
| What it does | Calculate the capitalization rate — annual net operating income divided by property value — to gauge an income property's unlevered return. Use it for apples-to-apples comparison of commercial and multifamily properties independent of how they are financed. | Computes the Debt Service Coverage Ratio (DSCR) to show whether a commercial property's income can cover its loan payments. Lenders use this ratio to approve or deny commercial mortgage applications. |