Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Home Affordability Calculator (Max Loan)

Estimates the largest mortgage you can afford based on your income, existing debts, a target debt-to-income ratio, and current loan terms. It converts your maximum affordable monthly payment into a loan amount.

Gross Annual Income ($)

Existing Monthly Debt Payments ($)

Target Debt-to-Income Ratio (%)

Mortgage Interest Rate (%)

Loan Term (years)

Real Estate

Closing Costs Calculator

Estimates total buyer closing costs from the loan amount, home price, loan type, and the property's tax location. Use it before signing a purchase agreement to avoid cash-flow surprises at settlement.

Home Purchase Price ($)

Loan Amount ($)

Loan Type

Property Location

Key differences

	Home Affordability Calculator (Max Loan)	Closing Costs Calculator
Category	Real Estate	Real Estate
Inputs required	5	4
Result	Maximum Loan Amount ($)	Estimated Closing Costs ($)
What it does	Estimates the largest mortgage you can afford based on your income, existing debts, a target debt-to-income ratio, and current loan terms. It converts your maximum affordable monthly payment into a loan amount.	Estimates total buyer closing costs from the loan amount, home price, loan type, and the property's tax location. Use it before signing a purchase agreement to avoid cash-flow surprises at settlement.