Compare calculators
Both calculators run independently β change the inputs on either side to compare results.
Real Estate
Rent vs Buy Calculator
Compare the cost of buying a home versus renting over a chosen holding period, including mortgage payments, down payment, and a 2%/year ownership-cost assumption for tax, insurance, and maintenance. A positive result means buying costs more total cash than renting over your time horizon; a negative result means renting costs more.
Fill in the required fields to see your result.
Personal Finance
Home Affordability Calculator
Find the maximum home price you can realistically afford based on your gross income, existing debts, down payment, and mortgage rate. Use it before house hunting to set a firm budget.
Fill in the required fields to see your result.
Key differences
| Rent vs Buy Calculator | Home Affordability Calculator | |
|---|---|---|
| Category | Real Estate | Personal Finance |
| Inputs required | 5 | 5 |
| Result | Cost Difference (Buying vs Renting) ($) | Maximum Home Price ($) |
| What it does | Compare the cost of buying a home versus renting over a chosen holding period, including mortgage payments, down payment, and a 2%/year ownership-cost assumption for tax, insurance, and maintenance. A positive result means buying costs more total cash than renting over your time horizon; a negative result means renting costs more. | Find the maximum home price you can realistically afford based on your gross income, existing debts, down payment, and mortgage rate. Use it before house hunting to set a firm budget. |