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Both calculators run independently β€” change the inputs on either side to compare results.

Retirement

401(k) Calculator

Estimates your 401(k) balance at retirement by compounding your employee contributions and employer match together at a 7% annual rate. Ideal for evaluating how much of your salary to contribute and whether you're capturing your full employer match.

Fill in the required fields to see your result.
Retirement

401(k) Contribution Optimizer

See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.

Fill in the required fields to see your result.

Key differences

401(k) Calculator401(k) Contribution Optimizer
CategoryRetirementRetirement
Inputs required45
Result401(k) Balance at Retirement ($)Total Annual Benefit ($)
What it doesEstimates your 401(k) balance at retirement by compounding your employee contributions and employer match together at a 7% annual rate. Ideal for evaluating how much of your salary to contribute and whether you're capturing your full employer match.See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.