Compare calculators
Both calculators run independently β change the inputs on either side to compare results.
Retirement
401(k) Contribution Calculator
Shows your total annual 401(k) contributions including your own deferrals and employer matching dollars. Use it to find the minimum contribution needed to capture the full employer match and estimate your tax savings.
Fill in the required fields to see your result.
Retirement
401(k) Contribution Optimizer
See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.
Fill in the required fields to see your result.
Key differences
| 401(k) Contribution Calculator | 401(k) Contribution Optimizer | |
|---|---|---|
| Category | Retirement | Retirement |
| Inputs required | 3 | 5 |
| Result | Annual 401(k) Value ($) | Total Annual Benefit ($) |
| What it does | Shows your total annual 401(k) contributions including your own deferrals and employer matching dollars. Use it to find the minimum contribution needed to capture the full employer match and estimate your tax savings. | See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period. |