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Both calculators run independently β€” change the inputs on either side to compare results.

Retirement

401(k) Contribution Limit Calculator

Find out your maximum allowable 401(k) contribution for the year, including catch-up contributions if you're 50+, and see how much your employer match adds to your total. Great for annual benefits enrollment.

Fill in the required fields to see your result.
Retirement

401(k) Contribution Optimizer

See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.

Fill in the required fields to see your result.

Key differences

401(k) Contribution Limit Calculator401(k) Contribution Optimizer
CategoryRetirementRetirement
Inputs required55
ResultTotal Annual Contribution ($)Total Annual Benefit ($)
What it doesFind out your maximum allowable 401(k) contribution for the year, including catch-up contributions if you're 50+, and see how much your employer match adds to your total. Great for annual benefits enrollment.See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.