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Both calculators run independently β€” change the inputs on either side to compare results.

Retirement

401(k) Contribution Optimizer

See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.

Fill in the required fields to see your result.
Payroll

401(k) Contribution Calculator

Estimate your annual 401(k) contributions, employer matching dollars, and immediate tax savings based on your salary and plan details. Use this when enrolling in a plan or deciding how much to contribute.

Fill in the required fields to see your result.

Key differences

401(k) Contribution Optimizer401(k) Contribution Calculator
CategoryRetirementPayroll
Inputs required55
ResultTotal Annual Benefit ($)Total Annual Benefit ($)
What it doesSee exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.Estimate your annual 401(k) contributions, employer matching dollars, and immediate tax savings based on your salary and plan details. Use this when enrolling in a plan or deciding how much to contribute.