Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

401(k) Contribution Optimizer

See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.

Annual Salary ($)

Current Contribution Rate (%)

Employer Match Rate (%)

Match Limit (% of salary)

Current Tax Bracket

Fill in the required fields to see your result.

Retirement

Catch-Up Contribution Calculator

Estimates your retirement balance at age 65 when you add IRS catch-up contributions on top of regular savings. Ideal for workers 50+ who want to accelerate retirement savings in their final working years.

Current Age (years)

Current Retirement Savings ($)

Regular Annual Contribution ($)

Catch-Up Contribution

Expected Annual Return (%)

Fill in the required fields to see your result.

Key differences

	401(k) Contribution Optimizer	Catch-Up Contribution Calculator
Category	Retirement	Retirement
Inputs required	5	5
Result	Total Annual Benefit ($)	Retirement Balance with Catch-Up ($)
What it does	See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.	Estimates your retirement balance at age 65 when you add IRS catch-up contributions on top of regular savings. Ideal for workers 50+ who want to accelerate retirement savings in their final working years.