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401(k) Retirement Savings Calculator

Projects your 401(k) balance at retirement by modeling annual contributions, employer matching, salary growth, and investment returns year by year. Use it when optimizing how much to contribute to maximize your employer match and long-term wealth.

Current Age (years)

Retirement Age (years)

Current Annual Salary ($)

Your Contribution (%)

Employer Match (%)

Expected Annual Return (%)

Annual Salary Growth (%)

Fill in the required fields to see your result.

Payroll

401(k) Contribution Calculator

Estimate your annual 401(k) contributions, employer matching dollars, and immediate tax savings based on your salary and plan details. Use this when enrolling in a plan or deciding how much to contribute.

Annual Salary ($)

Contribution Percentage (%)

Employer Match (%)

Match Limit (%)

Tax Bracket

Fill in the required fields to see your result.

Key differences

	401(k) Retirement Savings Calculator	401(k) Contribution Calculator
Category	Retirement	Payroll
Inputs required	7	5
Result	401(k) Balance at Retirement ($)	Total Annual Benefit ($)
What it does	Projects your 401(k) balance at retirement by modeling annual contributions, employer matching, salary growth, and investment returns year by year. Use it when optimizing how much to contribute to maximize your employer match and long-term wealth.	Estimate your annual 401(k) contributions, employer matching dollars, and immediate tax savings based on your salary and plan details. Use this when enrolling in a plan or deciding how much to contribute.