Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Retirement Catch-Up Contribution Calculator

Calculates the extra annual contribution you need to make — beyond your current contributions — to hit your retirement savings goal on time. Ideal for savers over 50 who are behind their target.

Current Age (years)

Target Retirement Age (years)

Current Retirement Savings ($)

Retirement Savings Goal ($)

Current Annual Contribution ($)

Expected Annual Return (%)

Fill in the required fields to see your result.

Retirement

401(k) Contribution Optimizer

See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.

Annual Salary ($)

Current Contribution Rate (%)

Employer Match Rate (%)

Match Limit (% of salary)

Current Tax Bracket

Fill in the required fields to see your result.

Key differences

	Retirement Catch-Up Contribution Calculator	401(k) Contribution Optimizer
Category	Retirement	Retirement
Inputs required	6	5
Result	Additional Annual Contribution Needed ($)	Total Annual Benefit ($)
What it does	Calculates the extra annual contribution you need to make — beyond your current contributions — to hit your retirement savings goal on time. Ideal for savers over 50 who are behind their target.	See exactly how much your 401(k) earns when employer matching and tax savings are factored in. Use it when deciding what percentage of your salary to contribute each pay period.