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Both calculators run independently β€” change the inputs on either side to compare results.

Retirement

Pension Calculator

Calculates your estimated monthly pension benefit using your years of service, final average salary, and your plan's benefit multiplier. Use it when comparing pension payout scenarios or planning a retirement date.

Fill in the required fields to see your result.
Retirement

Pension Lump Sum vs Annuity Calculator

Compare the long-term financial value of taking a pension as a one-time lump sum versus a guaranteed monthly annuity. Use this at retirement when your employer presents both options and you need a data-driven choice.

Fill in the required fields to see your result.

Key differences

Pension CalculatorPension Lump Sum vs Annuity Calculator
CategoryRetirementRetirement
Inputs required35
ResultMonthly Pension Benefit ($)Optimal Choice Value ($)
What it doesCalculates your estimated monthly pension benefit using your years of service, final average salary, and your plan's benefit multiplier. Use it when comparing pension payout scenarios or planning a retirement date.Compare the long-term financial value of taking a pension as a one-time lump sum versus a guaranteed monthly annuity. Use this at retirement when your employer presents both options and you need a data-driven choice.