Compare calculators
Both calculators run independently β change the inputs on either side to compare results.
Retirement
Pension Lump Sum vs Annuity Calculator
Compare the long-term financial value of taking a pension as a one-time lump sum versus a guaranteed monthly annuity. Use this at retirement when your employer presents both options and you need a data-driven choice.
Fill in the required fields to see your result.
Retirement
Pension vs Lump Sum Calculator
Compare whether a monthly pension annuity or a one-time lump sum payout is worth more in today's dollars. Use this at retirement when your employer offers both options.
Fill in the required fields to see your result.
Key differences
| Pension Lump Sum vs Annuity Calculator | Pension vs Lump Sum Calculator | |
|---|---|---|
| Category | Retirement | Retirement |
| Inputs required | 5 | 6 |
| Result | Optimal Choice Value ($) | Better Choice Present Value ($) |
| What it does | Compare the long-term financial value of taking a pension as a one-time lump sum versus a guaranteed monthly annuity. Use this at retirement when your employer presents both options and you need a data-driven choice. | Compare whether a monthly pension annuity or a one-time lump sum payout is worth more in today's dollars. Use this at retirement when your employer offers both options. |