Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Required Minimum Distribution Calculator

Computes the IRS-required annual withdrawal from your IRA or 401(k) once you reach age 73. Use it each year to avoid the 25% excise tax penalty for missing your RMD deadline.

Retirement Account Balance (Dec 31) ($)

Current Age (years)

Spouse Age (if applicable) (years)

Marital Status

Fill in the required fields to see your result.

Retirement

Safe Withdrawal Rate Calculator

Calculates your safe monthly withdrawal amount from retirement savings based on a chosen withdrawal rate. Use it to determine whether your nest egg can sustain your lifestyle throughout retirement.

Total Retirement Savings ($)

Withdrawal Rate (%)

Fill in the required fields to see your result.

Key differences

	Required Minimum Distribution Calculator	Safe Withdrawal Rate Calculator
Category	Retirement	Retirement
Inputs required	4	2
Result	Required Minimum Distribution ($)	Monthly Withdrawal Amount ($)
What it does	Computes the IRS-required annual withdrawal from your IRA or 401(k) once you reach age 73. Use it each year to avoid the 25% excise tax penalty for missing your RMD deadline.	Calculates your safe monthly withdrawal amount from retirement savings based on a chosen withdrawal rate. Use it to determine whether your nest egg can sustain your lifestyle throughout retirement.