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Both calculators run independently — change the inputs on either side to compare results.

Retirement Gap Calculator

Reveals how much annual income your current retirement savings and guaranteed benefits fall short of your target. Use it to identify funding gaps before retirement and adjust your savings plan accordingly.

Required Annual Income ($)

Annual Social Security ($)

Annual Pension ($)

Current Retirement Savings ($)

Fill in the required fields to see your result.

Retirement

Retirement Income Gap Calculator

Calculates the annual income shortfall between what you want to spend in retirement and what your savings, Social Security, and pension will actually provide. Use it to determine how much additional savings you need to bridge the gap.

Desired Annual Retirement Income ($)

Expected Social Security Benefits ($)

Pension Income ($)

Current Retirement Savings ($)

Safe Withdrawal Rate

Fill in the required fields to see your result.

Key differences

	Retirement Gap Calculator	Retirement Income Gap Calculator
Category	Retirement	Retirement
Inputs required	4	5
Result	Annual Retirement Gap ($)	Annual Income Gap ($)
What it does	Reveals how much annual income your current retirement savings and guaranteed benefits fall short of your target. Use it to identify funding gaps before retirement and adjust your savings plan accordingly.	Calculates the annual income shortfall between what you want to spend in retirement and what your savings, Social Security, and pension will actually provide. Use it to determine how much additional savings you need to bridge the gap.