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Retirement Income Calculator

Calculate your estimated total monthly retirement income by combining investment account withdrawals, pension payments, and Social Security. Ideal for retirement readiness planning.

401(k)/403(b) Balance ($)

IRA Balance ($)

Monthly Pension ($)

Monthly Social Security ($)

Withdrawal Rate for Savings (%)

Fill in the required fields to see your result.

Retirement

Retirement Income Calculator

Estimates the annual income you'll need in retirement by adjusting your current income for a chosen replacement rate and projected inflation over the years until you retire. Use it when setting a savings target or stress-testing retirement plans.

Current Annual Income ($)

Income Replacement Rate (%)

Expected Inflation Rate (%)

Years Until Retirement (years)

Fill in the required fields to see your result.

Key differences

	Retirement Income Calculator	Retirement Income Calculator
Category	Retirement	Retirement
Inputs required	5	4
Result	Total Monthly Retirement Income ($)	Annual Income Needed in Retirement ($)
What it does	Calculate your estimated total monthly retirement income by combining investment account withdrawals, pension payments, and Social Security. Ideal for retirement readiness planning.	Estimates the annual income you'll need in retirement by adjusting your current income for a chosen replacement rate and projected inflation over the years until you retire. Use it when setting a savings target or stress-testing retirement plans.