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Retirement Income Calculator

Calculate your estimated total monthly retirement income by combining investment account withdrawals, pension payments, and Social Security. Ideal for retirement readiness planning.

401(k)/403(b) Balance ($)

IRA Balance ($)

Monthly Pension ($)

Monthly Social Security ($)

Withdrawal Rate for Savings (%)

Fill in the required fields to see your result.

Retirement

Retirement Income Replacement Calculator

Calculate the percentage of your current income you will realistically need in retirement after adjusting for taxes, savings, work expenses, and lifestyle changes.

Pre-Retirement Annual Income ($)

Current Savings Rate (%)

Annual Work-Related Expenses ($)

Remaining Mortgage at Retirement ($)

Expected Tax Rate in Retirement (%)

Lifestyle Change Factor

Fill in the required fields to see your result.

Key differences

	Retirement Income Calculator	Retirement Income Replacement Calculator
Category	Retirement	Retirement
Inputs required	5	6
Result	Total Monthly Retirement Income ($)	Income Replacement Ratio Needed (%)
What it does	Calculate your estimated total monthly retirement income by combining investment account withdrawals, pension payments, and Social Security. Ideal for retirement readiness planning.	Calculate the percentage of your current income you will realistically need in retirement after adjusting for taxes, savings, work expenses, and lifestyle changes.