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Retirement Income Gap Calculator

Calculates the annual shortfall between what you'll spend in retirement and the income you'll receive from Social Security, pension, and portfolio withdrawals. Use it to pinpoint exactly how much extra saving or income you need.

Monthly Retirement Expenses ($)

Monthly Social Security ($)

Monthly Pension Income ($)

Total Retirement Savings ($)

Safe Withdrawal Rate

Fill in the required fields to see your result.

Retirement

Retirement Income Gap Calculator

Calculates the annual income shortfall between what you want to spend in retirement and what your savings, Social Security, and pension will actually provide. Use it to determine how much additional savings you need to bridge the gap.

Desired Annual Retirement Income ($)

Expected Social Security Benefits ($)

Pension Income ($)

Current Retirement Savings ($)

Safe Withdrawal Rate

Fill in the required fields to see your result.

Key differences

	Retirement Income Gap Calculator	Retirement Income Gap Calculator
Category	Retirement	Retirement
Inputs required	5	5
Result	Annual Income Gap ($)	Annual Income Gap ($)
What it does	Calculates the annual shortfall between what you'll spend in retirement and the income you'll receive from Social Security, pension, and portfolio withdrawals. Use it to pinpoint exactly how much extra saving or income you need.	Calculates the annual income shortfall between what you want to spend in retirement and what your savings, Social Security, and pension will actually provide. Use it to determine how much additional savings you need to bridge the gap.