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Both calculators run independently — change the inputs on either side to compare results.

Retirement Income Replacement Calculator

Calculate the percentage of your current income you will realistically need in retirement after adjusting for taxes, savings, work expenses, and lifestyle changes.

Pre-Retirement Annual Income ($)

Current Savings Rate (%)

Annual Work-Related Expenses ($)

Remaining Mortgage at Retirement ($)

Expected Tax Rate in Retirement (%)

Lifestyle Change Factor

Fill in the required fields to see your result.

Retirement

Retirement Savings Goal Calculator

Find out exactly how much you need to save each month to retire on the income you want. Enter your age, target retirement age, desired annual income, and current savings to get your monthly savings target.

Current Age (years)

Retirement Age (years)

Desired Annual Retirement Income ($)

Current Retirement Savings ($)

Expected Annual Return (%)

Safe Withdrawal Rate

Fill in the required fields to see your result.

Key differences

	Retirement Income Replacement Calculator	Retirement Savings Goal Calculator
Category	Retirement	Retirement
Inputs required	6	6
Result	Income Replacement Ratio Needed (%)	Monthly Savings Needed ($)
What it does	Calculate the percentage of your current income you will realistically need in retirement after adjusting for taxes, savings, work expenses, and lifestyle changes.	Find out exactly how much you need to save each month to retire on the income you want. Enter your age, target retirement age, desired annual income, and current savings to get your monthly savings target.