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Both calculators run independently — change the inputs on either side to compare results.

Retirement Tax Calculator

Estimate the federal income tax owed on your retirement income from 401(k) withdrawals, pensions, Social Security, and other sources. Helpful when projecting after-tax retirement cash flow.

Traditional 401(k)/IRA Withdrawals ($)

Social Security Benefits ($)

Pension Income ($)

Other Taxable Income ($)

Filing Status

Fill in the required fields to see your result.

Retirement

Roth IRA Conversion Analyzer

Estimate the long-term financial benefit of converting a traditional IRA to a Roth IRA after taxes. Use it when you expect your retirement tax rate to exceed your current rate.

Conversion Amount ($)

Current Tax Rate (%)

Expected Retirement Tax Rate (%)

Years Until Retirement (years)

Expected Annual Return (%)

Fill in the required fields to see your result.

Key differences

	Retirement Tax Calculator	Roth IRA Conversion Analyzer
Category	Retirement	Retirement
Inputs required	5	5
Result	Estimated Annual Federal Tax ($)	Net Conversion Benefit ($)
What it does	Estimate the federal income tax owed on your retirement income from 401(k) withdrawals, pensions, Social Security, and other sources. Helpful when projecting after-tax retirement cash flow.	Estimate the long-term financial benefit of converting a traditional IRA to a Roth IRA after taxes. Use it when you expect your retirement tax rate to exceed your current rate.