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Both calculators run independently — change the inputs on either side to compare results.

4% Rule Retirement Withdrawal Calculator

Estimate how much you can safely withdraw from your retirement portfolio each year. Use this when planning annual retirement income to avoid outliving your savings.

Total Portfolio Value ($)

Withdrawal Rate (%)

Tax Rate on Withdrawals (%)

Fill in the required fields to see your result.

Retirement

Retirement Withdrawal Strategy Calculator

Determine how much to withdraw from each retirement account — taxable, traditional IRA, and Roth — to meet your annual income need efficiently. Useful when coordinating withdrawals across multiple account types.

Traditional IRA/401(k) Balance ($)

Roth IRA Balance ($)

Taxable Investment Accounts ($)

Annual Income Need ($)

Tax Rate on Withdrawals (%)

Fill in the required fields to see your result.

Key differences

	4% Rule Retirement Withdrawal Calculator	Retirement Withdrawal Strategy Calculator
Category	Retirement	Retirement
Inputs required	3	5
Result	Safe Annual Withdrawal (After Tax) ($)	Recommended Annual Withdrawal ($)
What it does	Estimate how much you can safely withdraw from your retirement portfolio each year. Use this when planning annual retirement income to avoid outliving your savings.	Determine how much to withdraw from each retirement account — taxable, traditional IRA, and Roth — to meet your annual income need efficiently. Useful when coordinating withdrawals across multiple account types.