Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Safe Withdrawal Rate Calculator

Calculates your safe monthly withdrawal amount from retirement savings based on a chosen withdrawal rate. Use it to determine whether your nest egg can sustain your lifestyle throughout retirement.

Total Retirement Savings ($)

Withdrawal Rate (%)

Fill in the required fields to see your result.

Retirement

Required Minimum Distribution Calculator

Computes the IRS-required annual withdrawal from your IRA or 401(k) once you reach age 73. Use it each year to avoid the 25% excise tax penalty for missing your RMD deadline.

Retirement Account Balance (Dec 31) ($)

Current Age (years)

Spouse Age (if applicable) (years)

Marital Status

Fill in the required fields to see your result.

Key differences

	Safe Withdrawal Rate Calculator	Required Minimum Distribution Calculator
Category	Retirement	Retirement
Inputs required	2	4
Result	Monthly Withdrawal Amount ($)	Required Minimum Distribution ($)
What it does	Calculates your safe monthly withdrawal amount from retirement savings based on a chosen withdrawal rate. Use it to determine whether your nest egg can sustain your lifestyle throughout retirement.	Computes the IRS-required annual withdrawal from your IRA or 401(k) once you reach age 73. Use it each year to avoid the 25% excise tax penalty for missing your RMD deadline.