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Required Minimum Distribution (RMD) Calculator

Calculate the IRS-mandated minimum amount you must withdraw from your 401(k) or IRA each year once you reach age 73. Use this each December to avoid the steep 25% IRS penalty for under-withdrawing.

Account Balance (Dec 31) ($)

Life Expectancy Factor (years)

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Retirement

Retirement Tax Calculator

Estimate the federal income tax owed on your retirement income from 401(k) withdrawals, pensions, Social Security, and other sources. Helpful when projecting after-tax retirement cash flow.

Traditional 401(k)/IRA Withdrawals ($)

Social Security Benefits ($)

Pension Income ($)

Other Taxable Income ($)

Filing Status

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Key differences

	Required Minimum Distribution (RMD) Calculator	Retirement Tax Calculator
Category	Retirement	Retirement
Inputs required	2	5
Result	Required Minimum Distribution ($)	Estimated Annual Federal Tax ($)
What it does	Calculate the IRS-mandated minimum amount you must withdraw from your 401(k) or IRA each year once you reach age 73. Use this each December to avoid the steep 25% IRS penalty for under-withdrawing.	Estimate the federal income tax owed on your retirement income from 401(k) withdrawals, pensions, Social Security, and other sources. Helpful when projecting after-tax retirement cash flow.