Compare calculators
Both calculators run independently β change the inputs on either side to compare results.
Retirement
Required Minimum Distribution (RMD) Calculator
Calculate the IRS-mandated minimum amount you must withdraw from your 401(k) or IRA each year once you reach age 73. Use this each December to avoid the steep 25% IRS penalty for under-withdrawing.
Fill in the required fields to see your result.
Retirement
Safe Withdrawal Rate Calculator
Calculates your safe monthly withdrawal amount from retirement savings based on a chosen withdrawal rate. Use it to determine whether your nest egg can sustain your lifestyle throughout retirement.
Fill in the required fields to see your result.
Key differences
| Required Minimum Distribution (RMD) Calculator | Safe Withdrawal Rate Calculator | |
|---|---|---|
| Category | Retirement | Retirement |
| Inputs required | 2 | 2 |
| Result | Required Minimum Distribution ($) | Monthly Withdrawal Amount ($) |
| What it does | Calculate the IRS-mandated minimum amount you must withdraw from your 401(k) or IRA each year once you reach age 73. Use this each December to avoid the steep 25% IRS penalty for under-withdrawing. | Calculates your safe monthly withdrawal amount from retirement savings based on a chosen withdrawal rate. Use it to determine whether your nest egg can sustain your lifestyle throughout retirement. |