Compare calculators

Both calculators run independently — change the inputs on either side to compare results.

Roth IRA Calculator

Estimates how much your Roth IRA will be worth at retirement based on your current balance, monthly contributions, time horizon, and expected annual return. Use it when planning tax-free retirement income.

Monthly Contribution ($)

Current Balance ($)

Years to Grow (years)

Expected Annual Return (%)

Fill in the required fields to see your result.

Retirement

Roth IRA Conversion Calculator

Calculates the after-tax future value of converting a traditional IRA to a Roth IRA versus keeping it as-is. Use it when evaluating whether a conversion makes sense given your current and expected future tax rates.

Amount to Convert ($)

Current Tax Bracket

Expected Retirement Tax Bracket

Years Until Retirement (years)

Fill in the required fields to see your result.

Key differences

	Roth IRA Calculator	Roth IRA Conversion Calculator
Category	Retirement	Retirement
Inputs required	4	4
Result	Roth IRA Balance at Retirement ($)	Net Benefit of Conversion ($)
What it does	Estimates how much your Roth IRA will be worth at retirement based on your current balance, monthly contributions, time horizon, and expected annual return. Use it when planning tax-free retirement income.	Calculates the after-tax future value of converting a traditional IRA to a Roth IRA versus keeping it as-is. Use it when evaluating whether a conversion makes sense given your current and expected future tax rates.