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Both calculators run independently — change the inputs on either side to compare results.

Roth IRA Calculator

Estimates how much your Roth IRA will be worth at retirement based on your current balance, monthly contributions, time horizon, and expected annual return. Use it when planning tax-free retirement income.

Monthly Contribution ($)

Current Balance ($)

Years to Grow (years)

Expected Annual Return (%)

Fill in the required fields to see your result.

Retirement

Roth IRA Conversion Analyzer

Estimate the long-term financial benefit of converting a traditional IRA to a Roth IRA after taxes. Use it when you expect your retirement tax rate to exceed your current rate.

Conversion Amount ($)

Current Tax Rate (%)

Expected Retirement Tax Rate (%)

Years Until Retirement (years)

Expected Annual Return (%)

Fill in the required fields to see your result.

Key differences

	Roth IRA Calculator	Roth IRA Conversion Analyzer
Category	Retirement	Retirement
Inputs required	4	5
Result	Roth IRA Balance at Retirement ($)	Net Conversion Benefit ($)
What it does	Estimates how much your Roth IRA will be worth at retirement based on your current balance, monthly contributions, time horizon, and expected annual return. Use it when planning tax-free retirement income.	Estimate the long-term financial benefit of converting a traditional IRA to a Roth IRA after taxes. Use it when you expect your retirement tax rate to exceed your current rate.